Vuosikertomus on täydellinen katsaus Atradiuksen toimintaan menneen vuoden aikana. Raportti sisältää koko vuoden tuloksen ja muuta taloudellista tietoa.
Our Annual Reports give a comprehensive picture of Atradius' operations and performance. You can download the latest Annual Report and its summary at the bottom of this page ( Download Adobe Reader ).
Atradius Annual Report 2019 – Shaping tomorrow together
At Atradius, we continuously focus our efforts on the things that matter to our customers and business partners. We keep them at the very heart of everything we do, developing credit insurance and credit management products built on a deep understanding of their needs, so that we work in partnership towards our mutual growth and prosperity. Our steadfast commitment to provide best-in-class service enabled us to make 2019 another very successful year.
Insurance premium revenue increased by 6.7% (6.1% at constant foreign exchange rates) as Atradius saw the continuation of stable and consistent growth trends in most of the regions across the Group. Our result for the year grew to EUR 227.7 million, a 12.4% increase from 2018, as a reflection of our continued focus on profitable growth. We achieved a solid 42.8% claims ratio, paying out over EUR 810 million in claims to our customers when their buyers failed to pay them. Our retention rate stands at 93.4%, reflecting that we are a trusted partner to manage risk and enable trade for our customers.
Prospects for 2020
The economic outlook for 2020 is one of moderating global growth, with business failures expected to increase against the backdrop of weaker economic data. We are well prepared to withstand these turbulent times, as we have the underwriting knowledge and skills to steer our customers away from unsustainable risks and help them trade safely to grow their business. Through our substantial investment in innovation and technological development we continue to enhance our understanding and knowledge of the trends that shape the future of international trade.
Atradius CEO, David Capdevila, commented, “2019 was full of uncertainty for international trade. However, trade continued to grow and the combination created strong demand for our products and services. The outlook for 2020 looks very similar with modest growth in global GDP and an increase in insolvencies. We expect this to provide a favourable environment for continued growth in our revenues.”